Workshops
WORKSHOPS
Our workshops provide in-depth training on various financial topics, tailored to equip individuals with the skills and knowledge they need to achieve financial stability and success. We can customize our workshops to fit the specific needs and goals of your audience, covering topics such as budgeting, saving, investing, and financial planning.
In these workshops, individuals participate in interactive discussions, real-world scenario exercises, and hands-on activities designed to engage them and promote practical learning. Our aim is to empower individuals with the knowledge helping them to gain the confidence to take control of their financial futures and build a stronger economic foundation.
THE kIKI sMART fInancial Literacy program
The Kiki Smart Financial Literacy Program
The Kiki Smart Financial Literacy Program is a comprehensive curriculum designed for high school students, created by a mother-daughter team. By partnering with schools, the program aims to equip students with essential financial skills and knowledge to transition smoothly from high school to college and beyond.
A key aspect of the program is understanding credit, including how credit scores work, the importance of credit history, and strategies for managing credit responsibly. Students will learn how to navigate the complex world of credit, enabling them to make informed decisions about credit cards, loans, and other financial products.
The program also acknowledges the significant gap in financial literacy within certain communities, where limited access to financial resources and education can hinder economic mobility. By targeting these underserved communities, the Kiki Smart Financial Literacy Program seeks to bridge this gap, empowering students with the knowledge and skills necessary to break cycles of financial insecurity and achieve long-term financial stability.
Through a collaborative approach with educators, parents, and the community, the program provides students with a strong foundation for financial success, promoting financial confidence, independence, and responsibility.
Statistics
The Alarming Reality of Credit Card Debt Among College Students:
According to College Finance:
- 64.8% of college students carry credit card debt, with the average student owing a significant $3,280
- The top spending categories for college students on their credit cards are online shopping, dining out and gas purchases.
According to WalletHub:
- Approximately 65% of students carry some form of credit card debt, with an average balance of $2,100 (Q1 2025 data).
- Students are using a large portion of their available credit, with an average credit limit of $3,568
- Almost 82% of students are not paying their credit card bills in full every month, with 37.6% behind on payments and 44.7% credit card debt.
The Need for Financial Literacy:
Due to poor financial education, many students lack a strong understanding of how credit cards and personal finance work are more likely to struggle with managing their finances, which can ultimately lead to a cycle of debt and financial hardship.
By partnering with schools, the program aims to equip students with essential financial skills and knowledge to transition smoothly from high school to college and beyond.
This program can provide students with the knowledge and tools they need to build a strong financial foundation, to achieve financial independence, and secure a brighter financial future.
The Petition
We urge you to sign this petition to get the Kiki Smart Financial Literacy Program into our schools so that when high school students transition into college and start receiving credit card offers, they will be equipped to manage credit cards responsibly and confidently. By doing so, we can provide our students with the tools they need to achieve long-term financial stability.
By signing this petition, we demonstrate our support for financial literacy education and encourage decision-makers to take action.